Xpay Gateway

Xpay Gateway supports secure transaction handling with built-in SSL encryption and fraud detection. It provides full control over merchant onboarding, customizable fee structures, and RESTful API integration for seamless third-party connectivity. Designed for performance, scalability, and ease of use, Payx puts you in control of your own modern payment ecosystem.

Key Features:

🔐 Secure Transaction Engine

• End-to-end payment handling via SSL

• Fraud detection and prevention layers

🧑‍💼 Merchant Management

• KYC approval flow

• Third-party KYC integration (optional)

💰 Flexible Fee Control

• Set individual PAYIN/POUT fees by merchant

• Custom commission models

🛠️ API-Ready Backend

• RESTful API with full Postman collection

• Easy frontend integration with brand consistency

📊 Comprehensive Reporting

• Exportable transaction history (Excel download)

• Insightful merchant and admin dashboards

💼 Full Admin and User Modules

• Admins: Manage users, wallets, complaints, statements

• Users: Fund transfers, wallet management, transaction logs

User Panel Features:

• Dashboard overview

• Company management tools

• Real-time statistics and analytics

• Transaction & wallet logs

• Complaint submission

• Fund transfers and refunds

Admin Panel Features:

• Platform-wide performance dashboard

• Access to all payment records and wallet summaries

• Merchant and agent management

• Full reporting control

System Requirements:

Client-side:

• Modern web browser (Chrome, Firefox, Edge, Safari)

• Stable internet connection

• Windows, macOS, or Linux (GUI interface)

Server-side:

• Linux-based OS (Ubuntu, CentOS recommended)

• Apache or Nginx

• PostgreSQL database

• PHP 8.0+

• Laravel 10

• Minimum 4 GB RAM (8 GB recommended)

• 20+ GB storage

• SSL Certificate

• Composer, Git, Node.js + NPM